If you do not see your question listed here, please contact us!  We will be happy to hear from you!

Q: What will it cost me to meet with you?

A:  Absolutely Nothing!  We believe that your time is as valuable as ours, but there is never any charge for meeting with us! 

Q: What is the difference between a Medicare Supplement and a Medicare Advantage Plan?

A:  Medicare Advantage Plans are actually not Original Medicare.  They are private insurance companies who can decide what to cover and what NOT to cover at their discretion. Medicare Supplements are Original Medicare, approved by Medicare.

Q: Why do we need to have Medicare Part A, Part B AND Part D?

A: Part A is specifically to cover Hospital charges.  Part B helps Medicare clients pay for medical services.  Part D is coverage for prescription medications, which can be extremely expensive!     These are components to carry because    1) no one knows what tomorrow holds  and      2) You may incur penalties or find you will  have gaps in coverage by delaying your choice.

Q:  Which Medicare Supplement is best for me?

A:    Every Individual’s health needs and budgets are different, so there is no ONE correct answer.  This is why we recommend sitting down with an agent to discuss all of the options available.

Q:  Can you just send me some information in the mail?

A:   We could………..but you may not like to have a dump-truck load of information on your lawn!   There are so many companies, selling so many types of policies that it would be impractical to send all the information by mail.  We recommend sitting down one-on-one with an agent to discuss all of the options that are available.